1. FULL RENTAL AGREEMENT Vuokrasoitin – Instrument Rental Contract Terms and Conditions (“Terms”) Please read these TERMS AND CONDITIONS (“Terms”, “Terms and Conditions”) carefully. Access to and the use of Vuokrasoitin’s rental service is conditioned upon your acceptance of and compliance with these Terms.
  2. TERMS: The terms “I,” “me,” and “my” refer to the person(s) who sign(s) this agreement. The terms “you,” “your,” and “owner” refer to Vuokrasoitin.
  3. INSTRUMENT RENTAL: Instruments are rented on a month-to-month basis, with payment due in advance.
  4. NO RENTAL REFUNDS: I understand that the rental fee is non-refundable under any circumstances. Rental payments cannot be pro-rated.
  5. AUTOMATIC CHARGE: Rent is payable exclusively via credit/bank card and is due on the agreed-upon date.
  6. AGREE TO BE CHARGED: By signing up for a subscription, the renter authorizes Vuokrasoitin to charge the monthly rental payment and any other amounts owed under this agreement to the renter’s credit/bank card. This includes any missed payments or late fees.
  7. TITLE: I acknowledge that: (a) I have no claim or title to the rented instrument, and (b) full title and ownership of the rented equipment shall remain at all times with the owner – How Violins. I agree not to sell, convey, mortgage, lease, encumber, transfer, or otherwise dispose of any rented equipment without Vuokrasoitin’s written consent.
  8. CONVERSION TO PURCHASE: This rental (RENTAL CREDIT)  may be converted at any time to a purchase of an instrument that How Violins has for sale, or if previously agreed, the instrument being rented, provided that the renter’s account is in good standing. All late payments must be paid upon return or purchase. If you choose to buy a similar instrument from How Violins, up to 50% of the purchase price of the instrument can be paid with the rental credit collected over a period of up to 18 months.
  9. RENTAL CREDIT: Rental credit can only be used for the purchase of an instrument (violin, viola, cello, bass). Rental credit may not be used to purchase bows, cases, electric instruments, accessories or consignment instruments. Rental credit will be valid for 30 days after the closure of your rental contract, after which time it will be forfeited.
  10. RISK OF LOSS: I hereby assume and shall bear the entire risk of loss, theft, damage to, or destruction of rented equipment. In the event of loss or damage to the rented equipment, I agree to pay the full list price of repairs or replacement of the instrument. I understand that Vuokrasoitin is not responsible for any loss or damage of any kind whatsoever, whether caused by the negligence of the Owner or its agents or representatives, or otherwise resulting from any delay, detention, late delivery, non-delivery, defect, malfunction, or deficiency in the rental equipment.
  11. INSPECTION AND MAINTENANCE: Vuokrasoitin inspects the instrument prior to renting it and affirms that it is in good playing condition. I will keep the instrument in the same condition in which I received it. I will notify you immediately of any loss or damage and will arrange for only Vuokrasoitin/How Violins OY to make any repairs. I will pay for any repairs necessitated by fire, flood, theft, vandalism, neglect, accident, unauthorized repairs, force majeure, improper packing and shipping, or any other cause
  12. COLLECTION: I agree to return the instrument to Vuokrasoitin immediately upon request. If I fail to return the instrument as required, I will pay the full purchase price and any outstanding balance. I also agree to pay all collection costs, including, but not limited to, collection fees and attorney’s fees. I authorize Vuokrasoitin to charge my credit/bank card for any unpaid amounts.
  13. RETURN/RECOVERY OF EQUIPMENT: Upon the conclusion of the rental period, I agree to return the rental equipment in satisfactory condition, with ordinary wear and tear accepted, to Vuokrasoitin’s place of business. A prepaid return label will be provided upon request. If I fail to return the rented equipment at the end of the rental period for any reason, I agree to fully cooperate with Vuokrasoitin and its agents or representatives in their efforts to recover the rented equipment.
  14. LATE PAYMENT/LATE FEES: If I am more than 15 days late in paying any amounts due under this Rental Agreement or in returning the rental equipment, Vuokrasoitin may, without notice, charge my credit/bank card for the monthly fees plus a monthly late fee of 20% of the rental rate until the account is current. If my rent payment is two months overdue and I have not responded to phone or mail/email communication from Vuokrasoitin, I agree that I am in deliberate default of financial responsibility and the full retail price of the equipment will be invoiced plus any outstanding monthly fees.
  15. INVOICE AND COLLECTION PROCEDURES: If the rental instrument is not returned by the due date specified on the invoice, I will be invoiced in full for the outstanding rental payments and the total cost of the instrument. The invoice will be issued by How Violins OY and will include any applicable late fees, as outlined in the LATE PAYMENT/LATE FEES section of this Rental Agreement.
  16. FAILURE TO PAY AND DEBT COLLECTION: If I fail to return the instrument by the due date specified on the invoice and do not make payment for the outstanding rental payments within 30 days of receiving the invoice, my debt will be considered in default. In such cases, How Violins OY reserves the right to transfer the debt to a third-party debt collection agency, specifically Intrum Justitia, for the purpose of recovering the outstanding amount.
  17. By entering into this Rental Agreement, I acknowledge and accept that in the event of default, my personal information may be shared with Intrum Justitia or any other authorized debt collection agency for the purpose of debt recovery. I also agree to bear any additional costs, including but not limited to legal fees, court costs, and collection agency fees, that may arise in the process of debt recovery.
  18. BANKRUPTCY: I understand that the instrument(s) must be physically returned to Vuokrasoitin prior to any bankruptcy declaration and that failure to do so will be an admission of intent to steal property, reportable to appropriate authorities and/or a collection agency.
  19. TERMINATION OF AGREEMENT: This Rental Agreement may be terminated by Vuokrasoitin or myself at any time, provided I have paid all rental fees in full and the instrument is returned in satisfactory condition, or I have purchased the instrument from How Violins OY.
  20. GOVERNING LAW AND JURISDICTION: This Rental Agreement and any disputes arising out of or in connection with it shall be governed by and construed in accordance with the laws of Finland. Both parties agree to submit to the exclusive jurisdiction of the courts of Finland in respect of any dispute arising out of or in connection with this Rental Agreement.
  21. CHANGES OR MODIFICATIONS TO AGREEMENT: Vuokrasoitin reserves the right to make changes or modifications to this Rental Agreement at any time. Should any changes or modifications be made, Vuokrasoitin will notify the User in writing, either by mail or email. The User’s continued use of the rental service after receiving notification of the changes or modifications signifies their acceptance of the updated Rental Agreement. If the User does not agree with the changes or modifications, they are required to return the rented instrument and terminate the Rental Agreement in accordance with the termination provisions outlined herein.
  22. ENTIRE AGREEMENT: This Rental Agreement embodies the complete agreement between the User and Vuokrasoitin. By entering into this Rental Agreement, I represent and warrant that I am of legal age, have read and/or received a copy of this Rental Agreement, and have read and fully understand all the terms of this Rental Agreement.